DISCLAIMER

Last Updated: 07.09.2025

 

Interpretation and Definitions

 

Interpretation

 

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

 

Definitions

 

For the purposes of this Disclaimer:

1. "Company" (referred to as either "the Company", "We", "Us" or "Our" in this Disclaimer) refers to EXPERT ON YOUR LIFE OÜ, 16400658, Sepapaja 6, Lasnamäe linnaosa, Harju Maakond, Tallinn, 15551, Estonia.
2. "Service" refers to the Website and any online coaching services, materials, or resources provided by the Company. This includes webinars, live sessions, and downloadable resources.
3. "You" means the individual accessing the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
4.  "Website" refers to Expert on Your Life, accessible from www.expertonyourlife.com.

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Disclaimer

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The information contained on the Service is for general information purposes only. The Company provides coaching, guidance, and educational materials for informational and personal development purposes and does not provide medical, psychological, legal, or financial advice.

 

The Company assumes no responsibility for errors or omissions in the contents of the Service. In no event shall the Company be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence, or other tort, arising out of or in connection with the use of the Service or the contents of the Service.

 

The Company reserves the right to make additions, deletions, or modifications to the contents on the Service at any time without prior notice. The Company does not warrant that the Service is free of viruses or other harmful components.

 

All use of the Service and coaching materials is at Your own risk.

 

 

External Links Disclaimer

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The Service may contain links to external websites that are not provided, maintained by, or in any way affiliated with the Company. The Company is not responsible for the content, privacy policies, or practices of any third-party websites, including external platforms accessed via links from the Service. Please note that the Company does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

 

 

Errors and Omissions Disclaimer

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The information given by the Service is for general guidance on matters of interest only. Even if the Company takes every precaution to ensure that the content of the Service is both current and accurate, errors can occur. Due to the changing nature of laws, rules, and regulations, and the personal nature of coaching, there may be delays, omissions, or inaccuracies. The Company is not responsible for any errors or omissions, or for the results obtained from the use of this information.

 

 

Fair Use Disclaimer

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The Company may use copyrighted material which has not always been specifically authorized by the copyright owner. The Company is making such material available for criticism, comment, news reporting, teaching, scholarship, or research. The Company believes this constitutes a "fair use" of any such copyrighted material as provided for in the Estonian Copyright Act. If You wish to use copyrighted material from the Service for your own purposes that go beyond fair use, You must obtain permission from the copyright owner.

 

If You wish to report a copyright violation, please email: lifecoach@expertonyourlife.com

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Views Expressed Disclaimer

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The Service may contain views and opinions which are those of the authors and do not necessarily reflect the official policy or position of any other author, agency, organization, employer, or company, including the Company. Comments published by users are their sole responsibility, and users will take full responsibility, liability, and blame for any libel or litigation that results from something written in or as a direct result of something written in a comment. The Company is not liable for any comment published by users and reserves the right to delete any comment for any reason whatsoever. Views expressed during coaching sessions are for personal development purposes only and do not constitute professional advice.

 

 

No Responsibility Disclaimer

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The information on the Service is provided with the understanding that the Company is not herein engaged in rendering legal, accounting, tax, medical, psychological, or other professional advice and services. Coaching services are intended for educational and empowerment purposes and should not replace consultation with a qualified professional. In no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever arising out of or in connection with your access or use, or inability to access or use, the Service.

 

 

"Use at Your Own Risk" Disclaimer

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All information in the Service is provided "as is", with no guarantee of completeness, accuracy, timeliness, or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to, warranties of performance, merchantability, and fitness for a particular purpose. The Company will not be liable to You or anyone else for any decision made or action taken in reliance on the information given by the Service or for any consequential, special, or similar damages, even if advised of the possibility of such damages. Participation in coaching sessions is voluntary and all outcomes depend on your active engagement.

 

 

Data Protection

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The Company complies with GDPR and other applicable data protection laws. All personal information provided by You is handled in accordance with our Privacy Policy. We take technical and organizational measures to protect Your data.

 

 

Governing Law

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This Disclaimer and use of the Service are governed by the laws of Estonia. Given that the Service operates online globally, any disputes may also be subject to local laws applicable to users.

 

 

Changes to Disclaimer

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We reserve the right to update or amend this Disclaimer at any time. Changes will be posted on this page. Continued use of the Service after changes constitutes acceptance of the updated Disclaimer.

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Contact

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For questions regarding this Disclaimer or coaching services, please contact us at: lifecoach@expertonyourlife.com

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