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Terms of Use

VERSION 1.3 (25.08.2024)

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These Terms of Use (the “Terms”) apply to

The Website is an official website of EXPERT ON YOUR LIFE OÜ, 16400658,  Sepapaja 6, Lasnamäe linnaosa, Harju Maakond, Tallinn 15551, Estonia (hereinafter referred as the “Company”).

By accessing or using the Website and any services made available through the Website and affiliated websites, if any, (collectively, the "Services"), you ("User" and collectively with others using the Website "Users") agree without any modifications to be bound by these Terms.

The Services are provided by EXPERT ON YOUR LIFE OÜ, and the terms "we," "us," and "our" refer to this legal entity. We may change the scope of the Services or stop providing Services in entirety at any time.

 

These Terms affect your legal rights and obligations, including your right to file a lawsuit in court. If you do not agree to be bound by these Terms, do not access or use the Services.

The information made available on our Website may be altered or removed at any time without prior notice. EXPERT ON YOUR LIFE OÜ reserves the right to change or modify the terms and conditions contained in these Terms, including but not limited to any policy or guideline of the Website, at any time and from time to time at its sole discretion without your prior consent. We will provide notice that a change has been made to these Terms by posting the revised Terms to the Website and changing the "Last Revised" date at the top of the Terms and by emailing Users at their provided email addresses, or by any other means as determined by EXPERT ON YOUR LIFE OÜ.

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Subject to applicable law, the method of notification will be left to our sole discretion. Using a particular form of notice in some instances does not obligate us to use the same form in other instances, unless EXPERT ON YOUR LIFE OÜ is duty bound to do so under any applicable law. Any changes or modifications will be effective immediately upon posting the revisions on the Website or at the instant that EXPERT ON YOUR LIFE OÜ transmits the information to its Users (e.g. via email). These changes will apply at that instant to all then current and subsequent users of the Website. Your continued use of this Website acts as acceptance of such changes or modifications. If you do not agree to the Terms in effect when you access or use the Website, you must stop using it.

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PREAMBLE

 

EXPERT ON YOUR LIFE OÜ provides the Services related to the processing of sale invoices and expense documents (sale and purchase invoices, travel and administrative expenses, agreements, and registry documents) in accordance with a chosen subscription plan.

You agree to use the Services only for the purposes that are permitted by the Terms and any applicable laws, regulations or generally accepted practices or guidelines in the relevant jurisdictions.

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INTELLECTUAL PROPERTY AND COPYRIGHT OF FEEDBACK MATERIALS

 

All information, data and content of a graphic nature, any other subject matter recognized as intellectual property under any applicable laws available on our Website is the property of EXPERT ON YOUR LIFE OÜ and its related entities and affiliates.

You may not copy, duplicate, print or circulate the information of this Website without our prior written consent.

You acknowledge and agree that any materials, including but not limited to questions, comments, feedback, suggestions, ideas, plans, notes, drawings, original or creative materials or other information or commentary you provide on our Website or one of our social media accounts, regarding EXPERT ON YOUR LIFE OÜ or the Services (collectively, "Feedback") that are provided by you, whether by email, posting to the Website or otherwise, are non-confidential and will become the sole property of EXPERT ON YOUR LIFE OÜ.

We will own exclusive rights, including all intellectual property rights, and will be entitled to the unrestricted use and dissemination of such Feedback for any purpose, commercial or otherwise, without acknowledgement or compensation to you.

EXPERT ON YOUR LIFE OÜ grants you a non-exclusive, perpetual and non-transferable license to use the Website, solely for the purposes indicated herein and you shall have no right to resell or otherwise distribute any content of the Website.

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CONFIDENTIALITY OF THE TRANSMISSION OF INFORMATION OVER THE INTERNET

 

The transmission of data or information over the Internet or other publicly accessible networks may not always be secure and is subject to possible loss, interception, or alteration while in transit. Accordingly, EXPERT ON YOUR LIFE OÜ does not assume any liability for any loss or damage you may experience or costs you may incur as a result of any transmissions over the Internet or other publicly accessible networks, including but not limited to transmissions involving the Website or email with EXPERT ON YOUR LIFE OÜ containing your personal information. While we will make all commercially reasonable efforts to safeguard the privacy of the information you provide to us and will treat such information in accordance with our Privacy Policy, in no event will the information you provide to us be deemed to be, confidential, create any fiduciary obligations for us, or result in any liability for EXPERT ON YOUR LIFE OÜ in the event that such information is accessed by third parties without our consent.

 

EXPERT ON YOUR LIFE OÜ will protect your information as confidential unless you state otherwise in writing. If you report child, elder abuse, or neglect or threaten to harm yourself or someone else, necessary action will be taken. Furthermore, if EXPERT ON YOUR LIFE OÜ is ordered by a court to provide information or to testify, it will do so to the extent the law requires.

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LIMITED LICENSE

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EXPERT ON YOUR LIFE OÜ grants you a limited, nonexclusive, non-transferable license, subject to these Terms, to access and use the Website, and the content, materials, information, and functionality available in connection therewith (collectively, the "Content") solely for information or other approved purposes as expressly permitted by us from time to time.

Any other use of the Website or Content is expressly prohibited.

You will not copy, transmit, distribute, sell, resell, license, decompile, reverse engineer, disassemble, modify, publish, participate in the transfer or sale of, create derivative works from, perform, display, incorporate into another website, or in any other way exploit any of the Content or any derivative works thereof, in whole or in part for commercial or non-commercial purposes. Without limiting the foregoing, you will not frame or display the Website or Content (or any portion thereof) as part of any other website or any other work of authorship without the prior written permission of EXPERT ON YOUR LIFE OÜ.

If you violate any portion of these Terms, your permission to access and use the Website may be suspended and/or terminated immediately pursuant to these Terms. In addition, we reserve the right to avail ourselves of all remedies available at law for any such violation. "EXPERT ON YOUR LIFE" and all logos related to the Services or displayed on the Website are either trademarks or registered marks of EXPERT ON YOUR LIFE OÜ.

You may not copy, imitate or use them without our prior written consent. You will not, nor will you authorize or encourage any third party to:

(i) use the Services to upload, transmit or otherwise distribute any content that is unlawful, defamatory, harassing, abusive, fraudulent, obscene, contains viruses, or is otherwise objectionable as reasonably determined by EXPERT ON YOUR LIFE OÜ;

(ii) use any robot, spider, other automated devices, or manual process to monitor or copy any content from the Services.

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THIRD-PARTY CONTENT

 

EXPERT ON YOUR LIFE OÜ, its affiliates, and its Users may provide third party content on the Website and may provide links to web pages and content that are not owned or controlled by us (collectively the "Third Party Content") as a service to those interested in this information. We do not control, endorse, or adopt any Third-Party Content and make no representation or warranties of any kind regarding the Third-Party Content, including but not limited to its accuracy or completeness. You acknowledge and agree that EXPERT ON YOUR LIFE OÜ is not responsible or liable in any manner for any Third-Party Content and undertakes no responsibility to update or review any Third-Party Content. You acknowledge that your use of such Third-Party Content is at your own risk. Your business dealings or correspondence with, or participation in promotions of, any third parties, and any terms, conditions, warranties, or representations associated with such dealings or promotions, are solely between you and such third parties. EXPERT ON YOUR LIFE OÜ is not responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or promotions or as the result of the presence of such Third-Party Content on the Website.

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APPLICABLE LAW AND JURISDICTION

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You understand and accept that the relationship between you and EXPERT ON YOUR LIFE OÜ shall be governed in all respects by the laws of the Republic of Estonia without regard to its conflict of law provisions.

If any provision of these Terms is held to be invalid, void due to contradicting law or for any reason unenforceable, such provisions shall be struck out and shall not affect the validity and enforceability of the remaining provisions.

Any disputes arising out of this Agreement shall be settled in Harju County Court pursuant to the laws of the Republic of Estonia.

Any dispute arising out of or related to these Terms is personal to you and you hereby agree that such dispute will not be brought as a class arbitration, class action or any other type of representative proceeding. There will be no class arbitration or arbitration in which individual attempts to resolve a dispute as a representative of another individual or group of individuals. Further, a dispute cannot be brought as a class or other type of representative action, whether within or outside of arbitration, or on behalf of any other individual or group of individuals.

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LIMITATION OF LIABILITY

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EXPERT ON YOUR LIFE OÜ does not assume any liability for damages or losses related to the Website, including the use of any information made available on the Website. EXPERT ON YOUR LIFE OÜ also shall not be held liable for the content of hyperlinks to Websites of third parties.

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DIGITAL PRODUCT POLICY

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1. All Sales Are Final
Please carefully review your order before confirming your purchase. All sales are considered final. We do not offer refunds or exchanges for any digital products sold through expertonyourlife.com.

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2. Non-Refundable Digital Items

All digital items or services purchased from expertonyourlife.com are non-refundable unless otherwise specified in writing by EXPERT ON YOUR LIFE OÜ. This policy applies but is not limited to:

Digital Products (ebooks, ejournals, eworkbooks, gift cards)
 

3. Exceptions to the No Refund Policy
 

The only exceptions to our No Refund Policy include:

Wrong Item Sent: If you receive an item different from the one you ordered, please notify our Customer Service within [Insert Time Period, e.g., 5 days] for a possible refund or exchange.
Incomplete Service: If a purchased service is not fully delivered or does not meet the predefined criteria as advertised, a partial or full refund may be considered.
Legal Requirements: Following applicable laws, any other conditions or circumstances where we are legally required to offer a refund will be honored.

 

We reserve the right to modify this No Refund Policy at any time, effective upon posting of an updated version on our website. 

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DATA RETENTION AND FILE ACCESS POLICY


All materials provided during your coaching program, including session notes, exercises, and resources, will be stored securely in our archives for 1 year following the completion of your coaching program. After this period, these files may be permanently deleted from our systems.

If you wish to retain access to your files beyond this period, please notify us before the 1-year retention period ends. Requests for extended access may be subject to additional fees or service agreements.

By agreeing to these Terms and Conditions, you acknowledge and accept this data retention policy.

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COMMUNICATION

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You agree and acknowledge that all agreements, notices, disclosures and other communications that EXPERT ON YOUR LIFE OÜ provides pursuant to these Terms, may be provided in electronic form.

If you have any questions regarding these Terms, you are welcome to contact us by email at lifecoach@expertonyourlife.com.

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